Terms & Conditions

Last updated: 19/08/2025

Welcome to Finance Now (the “Website”), operated by Baseline Investments Ltd T/A Finance Now, registered in Ireland, with offices at Units 1–5, The Stables, Old Quarry Business Campus, Mitchelstown, Dublin 15, Co. Dublin, D15 EE77 (“Finance Now”, “we”, “our”, “us”).

By accessing or using this Website, you agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree, you must not use this Website.

1. About Us

Finance Now acts as a credit intermediary and not a lender.
We are regulated by the Competition and Consumer Protection Commission (CCPC) as an authorised financial intermediary.
Finance is subject to status and approval. Terms and conditions of finance agreements will be provided directly by the lender.

2. Use of Website

This Website is provided for individuals resident in the Republic of Ireland only.
You must be at least 18 years old to use our services.
You agree not to misuse the Website, including attempting to gain unauthorised access, introducing viruses, or engaging in fraudulent behaviour.

3. No Financial Advice

The content on this Website is provided for general information purposes only and does not constitute financial, legal, or professional advice.
Decisions regarding finance should only be made after receiving and reviewing full terms from a lender and, if necessary, seeking independent financial advice.

4. Applications for Finance

Submitting an application through this Website does not guarantee approval of finance.
All applications are subject to checks, including affordability assessments, credit checks, and lender eligibility criteria.
By applying, you confirm that all information provided is accurate and complete. Providing false or misleading information may result in your application being declined and may constitute fraud.

5. Intellectual Property

All content, logos, designs, and text on this Website are the property of Finance Now or our licensors.
You may not copy, reproduce, distribute, or otherwise use Website content without prior written permission.

6. Third-Party Links

This Website may contain links to third-party websites. We do not control, endorse, or accept responsibility for the content, privacy policies, or practices of third parties.

7. Liability

We make reasonable efforts to ensure Website accuracy but make no representations or warranties that the Website will be error-free, up to date, or uninterrupted.
To the fullest extent permitted by law, Finance Now accepts no liability for any loss or damage arising from the use of the Website or reliance on its content.
Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or any other liability which cannot be excluded under Irish law.

8. Privacy & Data Protection

We process personal data in accordance with our [Privacy Policy].
By using this Website, you agree that we may collect and process your information as outlined in our Privacy Policy and in compliance with GDPR.

9. Changes to Terms

We reserve the right to update or amend these Terms at any time.
Updates will be posted on this page with a revised “Last updated” date. Continued use of the Website after such changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of Ireland.
Any disputes shall be subject to the exclusive jurisdiction of the courts of Ireland.

11. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Finance Now
Baseline Investments Ltd T/A Finance Now
Units 1–5, The Stables, Old Quarry Business Campus
Mitchelstown, Dublin 15, Co. Dublin, D15 EE77

📞 Phone: +353 87 640 4898
📧 Email: info@financenow.ie